In the past, insurance providers were reluctant to underwrite fairs or public entities. You may even recall a recent time when your fair was forced to pay exorbitant prices for less-than-adequate insurance, or go without some types of coverage altogether. It was a time when insurance companies offered only limited six-month policies, and retained full right to cancel the policy at their discretion. As an individual fair acting alone, you had no choice but to accept what was available.
	Fortunately, the insurance climate has changed. But no one can guarantee that the same choices, policies and procedures won’t again become the standard in fair coverage. Today, there is a way to protect your fair. The Ohio Fair Participating Plan was formed in 1988 to provide affordable, comprehensive insurance to fairs. Ohio members supervise the Fair Plan for the benefit of Ohio members. Fair Officials, like you, are elected to the board of directors, ensuring that the program meets the common needs of all. More importantly, the Fair Plan offers the kind of stability you require for today and tomorrow. Stable year to year pricing help ensure long term commitment, risk management programs that help avoid or minimize losses, and modified cancellation provisions that help protect your entity from unexpected loss of coverage. In addition, the Fair Plan Regional Representatives are highly trained fair specialists who live where you live. They are your neighbors. They are partners who stand ready to assist you with your insurance needs, claims, risk management and other aspects of the program.
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