Premiums are not your Fair's biggest insurance expense. Losses are. Accidents, lawsuits, and unanticipated claims can trip up any Fair and shock the most carefully planned budget.
The Ohio Fair Plan helps prepare for the un-expected. Our members enjoy secure comprehensive liability and property coverage, at a stable, affordable cost.

• Created 1988
  
  
• Over 60 fairs have joined the Fair Plan
  
  
• The Fair Plan is the largest and most successful alternative insurance program designed specifically for fairs.
  
  
• The Fair Plan does not pool risk, but provides protection by using 100% reinsured coverages.
  
  
• The Fair Plan is a property and casualty program written on occurrence forms.
  
  
• The Fair Plan has a retention ratio of almost 100%